Charlotte · Charlotte, NC
1403 Academy Street
Charlotte, NC · 1,507 sqft
$619,000
- 3Beds
- 2.5Baths
- 1,507SqFt
- 2020Year
- 40X138.18X21.04X9.69X17.56X150.52Lot
About this home
Move-in ready and better-than-new in Plaza Shamrock — the energy of the city with the calm of your own private retreat. Built in 2020, this detached home skips the headaches of older houses and attached living: no shared walls, no HOA, no deferred maintenance — nothing to fix, just move in. Inside, 1,507 square feet flow across two levels. The bright, open main floor pairs a spacious living and dining area with a sleek island kitchen, stainless appliances, and warm wood-look floors — made for easy weeknights and hosting. Upstairs: a generous primary suite with private bath and walk-in closet, two bedrooms, a full bath, and upstairs laundry. Relax on the charming covered front porch; out back, a private patio is your spot to unwind with a favorite beverage or gather friends. Plus 9' ceilings, 8' doors, and off-street parking — a rare, low-maintenance home steps from Charlotte's best dining, breweries, and greenway. City living, minus the compromises. See it before it's gone!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,507
- Lot
- 40X138.18X21.04X9.69X17.56X150.52
- Year built
- 2020
- Type
- Single Family
- Style
- Transitional
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile
Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,555/ month
- Principal & interest
- $3,833
- Property tax (~1.05%)
- $541
- Homeowners insurance
- $180
- HOA dues
- —
Down payment
$30,950 down · $588,050 financed
Income to qualify (28% rule)
~$195,249 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 41 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


