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Charlotte · Charlotte, NC

1403 Academy Street

Charlotte, NC · 1,507 sqft

$619,000

  • 3Beds
  • 2.5Baths
  • 1,507SqFt
  • 2020Year
  • 40X138.18X21.04X9.69X17.56X150.52Lot

About this home

Move-in ready and better-than-new in Plaza Shamrock — the energy of the city with the calm of your own private retreat. Built in 2020, this detached home skips the headaches of older houses and attached living: no shared walls, no HOA, no deferred maintenance — nothing to fix, just move in. Inside, 1,507 square feet flow across two levels. The bright, open main floor pairs a spacious living and dining area with a sleek island kitchen, stainless appliances, and warm wood-look floors — made for easy weeknights and hosting. Upstairs: a generous primary suite with private bath and walk-in closet, two bedrooms, a full bath, and upstairs laundry. Relax on the charming covered front porch; out back, a private patio is your spot to unwind with a favorite beverage or gather friends. Plus 9' ceilings, 8' doors, and off-street parking — a rare, low-maintenance home steps from Charlotte's best dining, breweries, and greenway. City living, minus the compromises. See it before it's gone!

Property details

Beds
3
Baths
2.5
SqFt
1,507
Lot
40X138.18X21.04X9.69X17.56X150.52
Year built
2020
Type
Single Family
Style
Transitional
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile

Features

  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,555/ month

Principal & interest
$3,833
Property tax (~1.05%)
$541
Homeowners insurance
$180
HOA dues

Down payment

$30,950 down · $588,050 financed

Income to qualify (28% rule)

~$195,249 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.