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Mount Holly · Mount Holly, NC

140 Picasso Trail

Mount Holly, NC · 1,764 sqft

$499,500

  • 2Beds
  • 2Baths
  • 1,764SqFt
  • 2018Year
  • 1Days on market

About this home

Welcome to this beautifully maintained ranch tucked away on a quiet cul-de-sac in Imagery on Mountain Island Lake! The open-concept floor plan offers comfortable one-level living with a spacious great room featuring a gas fireplace and built-in cabinetry that opens to a stunning kitchen with granite countertops, gas range, stainless steel appliances, a large island and pantry. A screened porch extends the living space and offers peaceful views of the mature trees lining the backyard.

Step outside to enjoy an exceptional outdoor living space featuring a large paver patio with a custom built-in gas grill and two-sided fireplace. The mature trees along the rear of the property create a beautiful, private backdrop, while lawn maintenance is included in the HOA dues.

Recent updates include new carpet and a freshly painted exterior, both completed in 2026, as well as skylight tubes installed in August 2026 with a transferable warranty. The refrigerator, washer and dryer are also included, making this home truly move-in ready.

Imagery on Mountain Island Lake offers exceptional amenities, including a beach, clubhouse, pool, fitness center and more. Conveniently located just 15 minutes from Belmont's dining and shopping and the U.S. National Whitewater Center, with easy access to I-485. This turnkey home makes it easy to enjoy the best of lake-area living!

Property details

Beds
2
Baths
2
SqFt
1,764
Lot
Year built
2018
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Wood
HOA dues
$318 / mo

Features

  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Gas Grill

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,911/ month

Principal & interest
$3,093
Property tax (~0.85%)
$353
Homeowners insurance
$145
HOA dues
$318

Down payment

$24,975 down · $474,525 financed

Income to qualify (28% rule)

~$167,616 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.