Mount Holly · Mount Holly, NC
140 Picasso Trail
Mount Holly, NC · 1,764 sqft
$499,500
- 2Beds
- 2Baths
- 1,764SqFt
- 2018Year
- 1Days on market
About this home
Welcome to this beautifully maintained ranch tucked away on a quiet cul-de-sac in Imagery on Mountain Island Lake! The open-concept floor plan offers comfortable one-level living with a spacious great room featuring a gas fireplace and built-in cabinetry that opens to a stunning kitchen with granite countertops, gas range, stainless steel appliances, a large island and pantry. A screened porch extends the living space and offers peaceful views of the mature trees lining the backyard.
Step outside to enjoy an exceptional outdoor living space featuring a large paver patio with a custom built-in gas grill and two-sided fireplace. The mature trees along the rear of the property create a beautiful, private backdrop, while lawn maintenance is included in the HOA dues.
Recent updates include new carpet and a freshly painted exterior, both completed in 2026, as well as skylight tubes installed in August 2026 with a transferable warranty. The refrigerator, washer and dryer are also included, making this home truly move-in ready.
Imagery on Mountain Island Lake offers exceptional amenities, including a beach, clubhouse, pool, fitness center and more. Conveniently located just 15 minutes from Belmont's dining and shopping and the U.S. National Whitewater Center, with easy access to I-485. This turnkey home makes it easy to enjoy the best of lake-area living!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,764
- Lot
- —
- Year built
- 2018
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Wood
- HOA dues
- $318 / mo
Features
- Built-in Features
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Fire Pit
- Gas Grill
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,911/ month
- Principal & interest
- $3,093
- Property tax (~0.85%)
- $353
- Homeowners insurance
- $145
- HOA dues
- $318
Down payment
$24,975 down · $474,525 financed
Income to qualify (28% rule)
~$167,616 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 36 photos
About Mount Holly
Catawba River · NW commute
Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.


