View all 31 photos →

Piney Creek · Piney Creek, NC

14 Zonia Lane

Piney Creek, NC · 2,430 sqft

$375,000

  • 3Beds
  • 2.5Baths
  • 2,430SqFt
  • 1996Year
  • 4Days on market

About this home

Welcome to 14 Zonia Lane, Piney Creek, NC, a well-maintained mountain home offering 3 bedrooms, 2.5 bathrooms, and approximately 2,418 square feet of living space on approximately 1.45 acres (63,031 sq. ft.).

This inviting home features an open floor plan with abundant natural light, vaulted ceilings, and a spacious living area centered around a fireplace. The wraparound deck provides ample outdoor living space to enjoy the surrounding mountain setting and scenic views.

The primary living areas have comfortable spaces for entertaining or everyday living, while the upper and lower levels provide flexibility for guests, hobbies, or additional living space. A covered area beneath the home has convenient parking or storage. Located in the Piney Creek area of Alleghany County, this property provides the opportunity to enjoy mountain living while remaining convenient to nearby outdoor recreation, the New River, and the Virginia state line.

Property details

Beds
3
Baths
2.5
SqFt
2,430
Lot
Year built
1996
Type
Single Family
Days on market
4
Heating
Baseboard, Forced Air
Cooling
Central Air, Wall Unit(s)
Foundation
Basement
HOA dues
$41 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,754/ month

Principal & interest
$2,322
Property tax (~0.90%)
$281
Homeowners insurance
$109
HOA dues
$41

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$118,033 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.