Lincolnton · Lincolnton, NC
1388 Smith Farm Road
Lincolnton, NC · 2,152 sqft
$359,000
Reduced from $399,000
- 4Beds
- 2Baths
- 2,152SqFt
- 1976Year
- 115Days on market
About this home
PRICE IMPROVEMENT — Set on approximately 1.22 acres, this classic ranch-style home offers the space and privacy buyers are looking for-while still being convenient to town. Inside you'll find 4 bedrooms, 2 full baths, and 2,152 sq ft of main-level living, plus a fireplace, and a fenced backyard for pets, play, or entertaining. Need room for hobbies or equipment? The property also includes a brick garage and a separate storage building for extra workspace and storage. The home is priced with buyers in mind-an excellent opportunity to add your personal touch and build value. Schedule your showing today.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 2,152
- Lot
- —
- Year built
- 1976
- Type
- Single Family
- Days on market
- 115
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,561/ month
- Principal & interest
- $2,223
- Property tax (~0.78%)
- $233
- Homeowners insurance
- $104
- HOA dues
- —
Down payment
$17,950 down · $341,050 financed
Income to qualify (28% rule)
~$109,776 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 19 photos
About Lincolnton
Lincoln County seat
County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.
