Whittier · Whittier, NC
1380 Highway 19a Highway
Whittier, NC · 1,410 sqft
$425,000
- 2Beds
- 1Baths
- 1,410SqFt
- 1980Year
- 2Days on market
About this home
Experience the charm of this riverfront cottage on the Tuckasegee River with easy paved access! Enjoy a spacious, flat, fully fenced yard—perfect for dogs and free of restrictions. The updated kitchen features granite countertops, stainless steel appliances, a farmhouse sink, and a large island. Relax in the cozy living area with floor-to-ceiling windows that offer stunning river views. This home includes two bedrooms, one with a private balcony overlooking the river, one bathroom, and a laundry room that can be converted back to a second bath if needed. A separate family room provides versatile space for a bonus room or extra sleeping area. Enjoy the outdoors from the covered, south-facing wrap-around porch on the generous 0.95-acre lot. You’ll love the balance of town convenience and tranquil living, plus the festive sights and sounds of the Polar Express during the holiday season just across the river! This fairly priced home has some projects to complete, but it is your opportunity to make it your own!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,410
- Lot
- —
- Year built
- 1980
- Type
- Single Family
- Days on market
- 2
- Heating
- Central, Forced Air, Propane
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement, Crawl Space
- Flooring
- Carpet, Tile, Wood
- View
- Mountain(s), Water, Year Round
Features
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,074/ month
- Principal & interest
- $2,632
- Property tax (~0.90%)
- $318
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$131,779 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.