View all 40 photos →

Union Mills · Union Mills, NC

138 Settlers View

Union Mills, NC · 1,248 sqft

$475,000

  • 2Beds
  • 2Baths
  • 1,248SqFt
  • 1991Year
  • 1Days on market

About this home

Escape to the beauty of Western North Carolina with this charming rustic log cabin nestled in the peaceful Pinnacle Ridge community. Set on nearly 14 acres, this 2-bedroom, 2-bath mountain retreat offers breathtaking, year-round long-range mountain views and the privacy you've been searching for. Inside, you'll find warm wood finishes, an inviting open-concept living area, and a spacious loft that provides the perfect space for guests, a home office, or a cozy reading nook. The partial basement offers abundant storage, workshop potential, or future expansion opportunities. The outdoor living spaces showcase the spectacular all-season views, allowing you to enjoy the changing mountain landscape from sunrise to sunset. Whether you're looking for a full-time residence, vacation getaway, or investment property, this cabin delivers the perfect balance of seclusion and convenience. Located just minutes from the charming towns of Rutherfordton and Forest City, and within an hour of Charlotte, Asheville, and Greenville, you'll enjoy easy access to airports, shopping, dining, healthcare, and endless outdoor recreation. Experience mountain living at its finest—where stunning views, privacy, and convenience come together in one exceptional property.

Property details

Beds
2
Baths
2
SqFt
1,248
Lot
Year built
1991
Type
Single Family
Days on market
1
Style
Cabin
Heating
Central, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Basement, Crawl Space, Slab
Flooring
Tile, Wood
View
Mountain(s), Year Round

Features

  • Breakfast Bar
  • Cable Prewire
  • Open Floorplan
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,436/ month

Principal & interest
$2,941
Property tax (~0.90%)
$356
Homeowners insurance
$138
HOA dues

Down payment

$23,750 down · $451,250 financed

Income to qualify (28% rule)

~$147,282 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.