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Charlotte · Charlotte, NC

13634 Riding Hill Avenue

Charlotte, NC · 1,660 sqft

$314,900

  • 3Beds
  • 2.5Baths
  • 1,660SqFt
  • 2004Year
  • 23Days on market

About this home

This gorgeous 3-bedroom, 2.5-bathroom home is nestled on a quiet, private wooded lot, beautifully combining a serene natural setting with a spacious layout and an attached 2-car garage! Featuring an inviting open floor plan with low-maintenance vinyl flooring running throughout, the home offers a highly functional kitchen equipped with durable Formica countertops and a sleek suite of stainless steel appliances. Enjoy added comfort and peace of mind with a Serviced HVAC System and a Brand-New Digital Thermostat (2026)! While this charming property offers an incredible opportunity to customize finishes, add personal touches, and build quick sweat equity, it already provides a solid, comfortable foundation in a peaceful setting. Perfect for buyers looking to put their own stamp on a home, this property seamlessly blends incredible potential with scenic outdoor tranquility—schedule your tour today!

One or more photos in this listing have been virtually staged.

Property details

Beds
3
Baths
2.5
SqFt
1,660
Lot
—
Year built
2004
Type
Single Family
Days on market
23
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl
View
City
HOA dues
$141 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,364/ month

Principal & interest
$1,950
Property tax (~1.05%)
$275
Homeowners insurance
$91
HOA dues
$47

Down payment

$15,745 down · $299,155 financed

Income to qualify (28% rule)

~$101,342 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

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