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Valdese · Valdese, NC

136 Morgan Trace Drive SW

Valdese, NC · 1,116 sqft

$279,000

  • 2Beds
  • 2Baths
  • 1,116SqFt
  • 1997Year
  • 1Days on market

About this home

Townhomes in this established Valdese subdivision don't come on the market often! This home offers one-level, low maintenance living in a location convenient to downtown Valdese, Morganton, and I-40. The thoughtfully designed floor plan features two bedrooms and two full bathrooms, giving each bedroom easy access to a full bath and offering added privacy and flexibility for guests, shared living arrangements, or a home office. The primary bedroom has a spacious walk-in closet and an en-suite bathroom. The open-concept kitchen, dining, and living areas flow together around a gas fireplace, creating an inviting heart of the home. The easy, connected layout makes the space just as comfortable for everyday living as it is for gathering. A one-car garage provides additional storage space, while the back patio is a great spot to relax and enjoy the outdoors.

Property details

Beds
2
Baths
2
SqFt
1,116
Lot
Year built
1997
Type
Townhome
Days on market
1
Garage
1
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
HOA dues
$145 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,163/ month

Principal & interest
$1,727
Property tax (~0.90%)
$209
Homeowners insurance
$81
HOA dues
$145

Down payment

$13,950 down · $265,050 financed

Income to qualify (28% rule)

~$92,724 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.