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Huntersville · Huntersville, NC

13522 Mccoy Ridge Drive

Huntersville, NC · 3,066 sqft

$549,900

  • 4Beds
  • 2.5Baths
  • 3,066SqFt
  • 2007Year
  • 68x105Lot

About this home

Immaculate Home with Primary Suite on Main! Prime Huntersville location—close to shopping, dining, the Torrence Creek Greenway, and “The Park” (Huntersville’s premier business center). This move-in-ready gem features an open gourmet kitchen with center island, stainless appliances, tumbled stone mosaic tile backsplash, granite countertops, breakfast bar, and decorative stainless vent hood. The Great Room boasts a coffered ceiling and gas fireplace, while the elegant Dining Room showcases a tray ceiling with Venetian plaster-style finish. The main-level Primary Suite includes engineered hardwoods, tray ceiling, dual granite vanity with center cabinet tower, garden tub, separate shower, and a generous walk-in closet. Upstairs offers three spacious bedrooms, an expansive raised bonus room (or 5th Bedroom), and abundant storage. Enjoy seamless indoor-outdoor living in the Sunroom with vaulted ceiling and skylights, opening to a large rear paver patio and beautifully updated landscaping, including fruit trees. The rear yard is fully fenced and backs to McCoy Crossing common open space, offering privacy and a natural backdrop. New Roof (2025), new water heater (2025), new ductless mini-split heating and air conditioning in Sunroom (2026), new window screens (2025), finished Garage with insulated Door, and amazing walk-in storage room in attic! Welcome home to 13522 McCoy Ridge Drive in Huntersville!

Property details

Beds
4
Baths
2.5
SqFt
3,066
Lot
68x105
Year built
2007
Type
Single Family
Garage
2
Style
Traditional
Heating
Ductless, Forced Air, Natural Gas
Cooling
Central Air, Ductless
Foundation
Slab
Flooring
Bamboo, Carpet, Hardwood, Tile, Vinyl
HOA dues
$465 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,085/ month

Principal & interest
$3,405
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues
$38

Down payment

$27,495 down · $522,405 financed

Income to qualify (28% rule)

~$175,113 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Huntersville

Lake Norman · North Mecklenburg

North Mecklenburg lake town — Birkdale Village, Lake Norman waterfront access, and one of the strongest school systems in the metro.

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