Matthews · Matthews, NC
13505 O Toole Drive
Matthews, NC · 1,671 sqft
$429,900
Reduced from $459,900
- 4Beds
- 3Baths
- 1,671SqFt
- 1991Year
- 103 x 142 x 65 x 78 x 150Lot
- 13Days on market
About this home
This well-maintained, highly functional 4-bedroom, 3-bath home is ready for its next owner—and the seller is motivated to move quickly. With a smart, no-wasted-space layout and a desirable split-bedroom floor plan, the home offers everyday practicality along with newer windows, updated gutters, and recent HVAC ductwork for added efficiency and peace of mind.
This inviting Cape Cod–style residence sits safely on a quiet cul-de-sac and features a large, fenced backyard with a spacious open wooden deck, ideal for relaxing, entertaining, or play.
Nestled in The Heathers, one of Matthews’ most convenient and established neighborhoods, you’ll enjoy close proximity to shopping, restaurants, greenways, schools, houses of worship, I-485, and major thoroughfares—all without feeling crowded or encroached upon.
A motivated seller and a move-in-ready home make this an exceptional opportunity for buyers seeking value, convenience, and a quick closing.
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 1,671
- Lot
- 103 x 142 x 65 x 78 x 150
- Year built
- 1991
- Type
- Single Family
- Days on market
- 13
- Style
- Cape Cod, Contemporary
- Heating
- Central, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air, Ductless
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
Features
- Attic Other
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,164/ month
- Principal & interest
- $2,662
- Property tax (~1.05%)
- $376
- Homeowners insurance
- $125
- HOA dues
- —
Down payment
$21,495 down · $408,405 financed
Income to qualify (28% rule)
~$135,602 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.