Topton · Topton, NC
135 Ridge Top Drive
Topton, NC · 2,329 sqft
$625,000
- 3Beds
- 2Baths
- 2,329SqFt
- 2004Year
- 11Days on market
About this home
Elevated mountain style. Perched above pristine Lake Nantahala, this inviting mountain retreat pairs sweeping lake-and-mountain views with the comfort of a true four-season getaway. Enjoy the scenery from expansive decks, unwind by the fire, then head down to the lake for swimming, paddling, fishing and boating. Nearby public lake access and marina services make it easy to spend the day on the water, while the home's elevated setting provides the privacy, peaceful surroundings and panoramic views that make the Nantahala area so special. Designer furnishings convey. New furnace 2023, fully encapsulated crawlspace and permanent dehumidifier 2022, new furnishings as of 2022 (sofas; beds; living, dining & master light fixtures; area rugs). Currently being rented as short term rental through Vacasa.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,329
- Lot
- —
- Year built
- 2004
- Type
- Single Family
- Days on market
- 11
- Heating
- Central, Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Wood
- View
- Long Range, Mountain(s), Water, Year Round
- HOA dues
- $400 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,555/ month
- Principal & interest
- $3,870
- Property tax (~0.90%)
- $468
- Homeowners insurance
- $182
- HOA dues
- $33
Down payment
$31,250 down · $593,750 financed
Income to qualify (28% rule)
~$195,222 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.