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Mt Ulla · Mt Ulla, NC

1340 Gardenia Drive #18

Mt Ulla, NC · 2,505 sqft

$517,500

  • 4Beds
  • 2.5Baths
  • 2,505SqFt
  • 2026Year

About this home

Only $1,000 down to go under contract! This brand-new ranch home in the beautiful McNeely Farms community of Mt. Ulla, NC is situated on 1.03 acres in a peaceful setting, just minutes from downtown Mooresville, shopping, dining, and easy access to I-77 and I-85.Offering 2,505 sq. ft. with 4 bedrooms and 2.5 baths, this thoughtfully designed floor plan features an open, spacious layout perfect for both everyday living and entertaining. The gourmet kitchen with a large island flows seamlessly into the expansive family room and sunny breakfast area. A welcoming foyer leads to the formal dining room with elegant coffered ceilings, while the versatile 4th bedroom/study with double doors is filled with natural light.High-end finishes are included throughout: quartz countertops, a tiled kitchen backsplash, stainless steel appliances, laminate wood flooring in main living areas, Hardie board cement siding with stone accents, and more—tons of upgrades come standard! Relax and take in the tree-lined views from the 16’ x 14’ covered porch.

Property details

Beds
4
Baths
2.5
SqFt
2,505
Lot
Year built
2026
Type
Single Family
Garage
3
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Slab, Other - See Remarks
Flooring
Carpet, Laminate, Vinyl

Features

  • Breakfast Bar
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,744/ month

Principal & interest
$3,205
Property tax (~0.90%)
$388
Homeowners insurance
$150
HOA dues

Down payment

$25,875 down · $491,625 financed

Income to qualify (28% rule)

~$160,461 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.