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Albemarle · Albemarle, NC

134 N 4th Street

Albemarle, NC · 1,958 sqft

$399,900

Reduced from $424,900

  • 5Beds
  • 3Baths
  • 1,958SqFt
  • 1920Year
  • 50 x 170Lot
  • 16Days on market

About this home

Excellent opportunity in the Central Business District of Albemarle! The property is located in the same block as the Pfeiffer University Center For Health Sciences building. The building is currently used for commercial use but was formerly used as a 5 bedroom, 3 bath home. It can easily be converted back to residential. Also, there is over 800 square feet of unfinished basement space with a separate entrance. it could be converted to a 2 bedroom apartment for students or utilized as additional commercial space for professionals desiring to work downtown. On the property is another building that was formerly used as an upholstery operation. It is 1200 square feet. The main building has been recently remodeled.

Property details

Beds
5
Baths
3
SqFt
1,958
Lot
50 x 170
Year built
1920
Type
Single Family
Days on market
16
Garage
1
Heating
Central, Heat Pump, Natural Gas
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,893/ month

Principal & interest
$2,476
Property tax (~0.90%)
$299
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$123,997 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.