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Charlotte · Charlotte, NC

13316 Emerald Branch Lane

Charlotte, NC · 2,115 sqft

$440,000

  • 4Beds
  • 2.5Baths
  • 2,115SqFt
  • 2003Year
  • 1Days on market

About this home

Nestled on a quiet cul-de-sac, this beautiful 4-bedroom, 2.5-bath home offers the perfect blend of privacy, space, and convenience. Situated on a rare, wooded lot of almost three fourths an acre, you'll enjoy a peaceful backyard retreat with a fully fenced yard and an expansive screened porch—ideal for morning coffee, outdoor dining, or relaxing while surrounded by nature. Inside, you'll find engineered bamboo floors downstairs with fresh new carpet upstairs and a spacious, functional floor plan designed for comfortable everyday living and effortless entertaining. The location is hard to beat! Just minutes from major interstates, commuting is a breeze while still enjoying the tranquility of an established neighborhood. Outdoor enthusiasts will love the close proximity to McDowell Nature Preserve and Lake Wylie, offering hiking, boating, and endless recreational opportunities. You'll also be conveniently located near RiverGate Shopping Center, Charlotte Premium Outlets, and Ayrsley Town Center, providing an abundance of shopping, dining, and entertainment options just moments away. If you've been searching for a home with a large private lot, outdoor living space, and an unbeatable location, this one checks all the boxes! This property qualifies for 100% financing with no PMI and $10,000 in lender assistance for the following: Closing costs, rate buy down and loan amount reduction.

Property details

Beds
4
Baths
2.5
SqFt
2,115
Lot
Year built
2003
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Vinyl
HOA dues
$160 / qtr

Features

  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,291/ month

Principal & interest
$2,725
Property tax (~1.05%)
$385
Homeowners insurance
$128
HOA dues
$53

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$141,073 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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