Charlotte · Charlotte, NC
13310 Pontchatrain Avenue
Charlotte, NC · 2,620 sqft
$424,900
Reduced from $439,000
- 4Beds
- 2.5Baths
- 2,620SqFt
- 2005Year
- 93Days on market
About this home
ASK ABOUT A 5.9% INTEREST RATE FOR QUALIFIED BUYERS! A 5.9% interest rate could mean hundreds in monthly savings and thousands in savings each year. PRICE ADJUSTMENT MADE - If you’ve been searching for a move-in-ready home in southwest Charlotte with 4 bedrooms, more than 2,600 square feet, an open floor plan, updated major systems, and a fenced backyard, this Hamilton Lakes home checks a lot of boxes.
The kitchen is truly the heart of the home, featuring a large granite island, granite countertops, abundant cabinet storage, and generous prep space. It opens directly to the dining area and spacious great room, creating the open-concept layout that makes everyday living and entertaining easy.
Upstairs, you’ll find a spacious primary suite plus three additional bedrooms. With over 2,600 square feet, there’s plenty of flexibility for a home office, guest room, workout space, or hobby room.
Outside, enjoy a fully fenced backyard with mature landscaping and a large stamped concrete patio—perfect for grilling, dining, and entertaining. A detached storage building provides extra room for bikes, lawn equipment, tools, and seasonal items.
Major updates add even more value, including a new roof in 2024, high-efficiency furnace with transferable warranty in 2025, and water heater replaced in 2021. The HVAC system has also been professionally serviced.
Hamilton Lakes offers a neighborhood pool with HOA dues of only $295 per year. You’re minutes from RiverGate shopping and dining with convenient access to I-485, I-77, Charlotte Douglas International Airport, and Fort Mill.
Home warranty available with an acceptable offer. Ask about the preferred lender’s 5.9% interest rate for qualified buyers and schedule your private showing today.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,620
- Lot
- —
- Year built
- 2005
- Type
- Single Family
- Days on market
- 93
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Linoleum, Tile
- HOA dues
- $290 / yr
Features
- Attic Stairs Pulldown
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,151/ month
- Principal & interest
- $2,631
- Property tax (~1.05%)
- $371
- Homeowners insurance
- $123
- HOA dues
- $24
Down payment
$21,245 down · $403,655 financed
Income to qualify (28% rule)
~$135,060 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 37 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


