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Charlotte · Charlotte, NC

13310 Pontchatrain Avenue

Charlotte, NC · 2,620 sqft

$424,900

Reduced from $439,000

  • 4Beds
  • 2.5Baths
  • 2,620SqFt
  • 2005Year
  • 93Days on market

About this home

ASK ABOUT A 5.9% INTEREST RATE FOR QUALIFIED BUYERS! A 5.9% interest rate could mean hundreds in monthly savings and thousands in savings each year. PRICE ADJUSTMENT MADE - If you’ve been searching for a move-in-ready home in southwest Charlotte with 4 bedrooms, more than 2,600 square feet, an open floor plan, updated major systems, and a fenced backyard, this Hamilton Lakes home checks a lot of boxes.

The kitchen is truly the heart of the home, featuring a large granite island, granite countertops, abundant cabinet storage, and generous prep space. It opens directly to the dining area and spacious great room, creating the open-concept layout that makes everyday living and entertaining easy.

Upstairs, you’ll find a spacious primary suite plus three additional bedrooms. With over 2,600 square feet, there’s plenty of flexibility for a home office, guest room, workout space, or hobby room.

Outside, enjoy a fully fenced backyard with mature landscaping and a large stamped concrete patio—perfect for grilling, dining, and entertaining. A detached storage building provides extra room for bikes, lawn equipment, tools, and seasonal items.

Major updates add even more value, including a new roof in 2024, high-efficiency furnace with transferable warranty in 2025, and water heater replaced in 2021. The HVAC system has also been professionally serviced.

Hamilton Lakes offers a neighborhood pool with HOA dues of only $295 per year. You’re minutes from RiverGate shopping and dining with convenient access to I-485, I-77, Charlotte Douglas International Airport, and Fort Mill.

Home warranty available with an acceptable offer. Ask about the preferred lender’s 5.9% interest rate for qualified buyers and schedule your private showing today.

Property details

Beds
4
Baths
2.5
SqFt
2,620
Lot
Year built
2005
Type
Single Family
Days on market
93
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Linoleum, Tile
HOA dues
$290 / yr

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,151/ month

Principal & interest
$2,631
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues
$24

Down payment

$21,245 down · $403,655 financed

Income to qualify (28% rule)

~$135,060 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.