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Charlotte · Charlotte, NC

13310 Pontchatrain Avenue

Charlotte, NC · 2,620 sqft

$427,900

Reduced from $439,000

  • 4Beds
  • 2.5Baths
  • 2,620SqFt
  • 2005Year
  • 65Days on market

About this home

Ask about a PREFERRED LENDER RATE of 5.9% for monthly savings!Combining generous living space, valuable recent updates, inviting outdoor living, an unbeatable location, and one of the lowest price-per-square-foot opportunities in this zip code. This move-in-ready home offers exceptional value you won't want to miss.Welcome home to this beautifully maintained 4-bedroom, 2,600+ sq. ft. home in the desirable Hamilton Lakes community, now offered at one of the lowest prices per square foot in the neighborhood! Designed for both comfortable everyday living and easy entertaining, the open-concept floor plan features spacious living areas filled with natural light.Upstairs, you'll find a generously sized primary suite along with three additional bedrooms, offering flexibility for guest rooms, a home office, playroom, or fitness space. Step outside to your private, fully fenced backyard with a large stamped concrete patio, perfect for summer barbecues, morning coffee, or relaxing evenings. A separate storage building provides plenty of room for lawn equipment, tools, and seasonal items. Freshly painted bedrooms and updated landscaping enhance the home's move-in-ready appeal. Enjoy peace of mind with major recent updates, including a new roof (2024), new high-efficiency furnace with transferable warranty (2025), water heater (2021), and a professionally serviced HVAC system. Hamilton Lakes residents enjoy a neighborhood pool, low HOA dues, and a prime location just minutes from RiverGate shopping and dining, Fort Mill, Charlotte Douglas International Airport, I-485, and I-77, making commuting throughout the Charlotte area simple and convenient. HOAs only $295 annually and there is a pool

Property details

Beds
4
Baths
2.5
SqFt
2,620
Lot
Year built
2005
Type
Single Family
Days on market
65
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Linoleum, Tile
HOA dues
$290 / yr

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,173/ month

Principal & interest
$2,650
Property tax (~1.05%)
$374
Homeowners insurance
$124
HOA dues
$24

Down payment

$21,395 down · $406,505 financed

Income to qualify (28% rule)

~$136,006 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.