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Elkin · Elkin, NC

133 South Street #99

Elkin, NC · 1,100 sqft

$189,000

Reduced from $199,000

  • 3Beds
  • 1.5Baths
  • 1,100SqFt
  • 1960Year
  • 120Days on market

About this home

Welcome to this charming three-bedroom one and a half bath home in Elkin. Sitting on just under an acre, this home features a large lot great for outdoor activities, gardening, or simply enjoying the open space. Inside, you will find a comfortable layout with natural light and tons of potential to make it your own. The unfinished basement is great for future expansion, storage, or a workshop space. Whether you are looking for your first home or a place to settle in long term, this home offers function, flexibility, and a peaceful setting only minutes from everything Elkin has to offer.

Property details

Beds
3
Baths
1.5
SqFt
1,100
Lot
Year built
1960
Type
Single Family
Days on market
120
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,367/ month

Principal & interest
$1,170
Property tax (~0.90%)
$141
Homeowners insurance
$55
HOA dues

Down payment

$9,450 down · $179,550 financed

Income to qualify (28% rule)

~$58,603 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.