View all 41 photos →

Charlotte · Charlotte, NC

1326 Richland Drive

Charlotte, NC · 4,862 sqft

$1,899,000

Reduced from $1,999,000

  • 5Beds
  • 5Baths
  • 4,862SqFt
  • 2026Year
  • 68Days on market

About this home

STUNNING new construction in the exploding Cotswold/Oakhurst neighborhood. Enter the home through the dramatic foyer with floating stairwell and floor to ceiling windows. Private office or possible secondary main level bedroom adjoins full bathroom. Open concept living room. Large family room with wood beam accents, fireplace and sliding door to screened porch. Chef's kitchen with large island with bar seating, 6 burner plus skillet GE Monogram range, pot filler, GE Monogram refrigerator, microwave, hidden scullery with ample cabinetry and access door from garage making unloading a breeze. Dining room with built in cabinetry and beverage refrigerator. Primary bedroom with vaulted ceiling and spa-like bath with oversized multi-head shower, soaking tub and HUGE dual closets and access to the laundry room. Drop zone at garage entry. Upstairs landing opens to three ensuite bedrooms all with walk-in closets, a fifth bedroom or flex space and a large bonus room. Outdoor living with fireplace and fully fenced backyard.

Property details

Beds
5
Baths
5
SqFt
4,862
Lot
Year built
2026
Type
Single Family
Days on market
68
Garage
2
Style
Transitional
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Split Bedroom
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$13,976/ month

Principal & interest
$11,761
Property tax (~1.05%)
$1,661
Homeowners insurance
$553
HOA dues

Down payment

$94,950 down · $1,804,050 financed

Income to qualify (28% rule)

~$598,995 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.