Charlotte · Charlotte, NC
1321 Ferncliff Road
Charlotte, NC · 4,722 sqft
$3,495,000
Reduced from $3,595,000
- 6Beds
- 6.5Baths
- 4,722SqFt
- 2026Year
- 100x180Lot
- 87Days on market
About this home
Welcome to one of Charlotte's Finest Custom Homes. Drawn by acclaimed architect Robert Foster and built by Westwood Custom Homes, this one of a kind Old Cotswold stunner delivers refined, modern sophistication in one of Charlotte’s most coveted neighborhoods. A soaring two-story foyer with hardwood herringbone inlay sets the tone, complemented by bountiful natural light, curated interiors, and custom millwork throughout. The chef’s kitchen features bespoke inlay cabinetry, a 46" Wolf range, and a show-stopping scullery with exceptional storage, wine and beverage fridges and a second dishwasher—designed for those who love entertaining. The Great Room is anchored by a wood-burning Isokern fireplace and opens through a retractable glass wall to a covered outdoor living space complete with a gas fireplace, built-in heaters, and a gas grill. A glamorous pool with an integrated spa creates seamless year-round indoor/outdoor living. The main-level primary suite offers a vaulted ceiling, oversized windows with custom window treatments, and a spa-inspired ensuite with a soaking tub, dual vanities, and a zero-entry shower. The expansive walk-in closet includes an integrated washer and dryer, completing the retreat. A main-level office with an adjacent bath doubles as a guest suite, while the second level offers three ensuite bedrooms and a flexible living space with a dry bar and dedicated half bath. The large laundry room adds ideal everyday functionality. A nearly 400-square-foot private suite over the garage provides additional space for guests or a secondary office. 1321 Ferncliff delivers one of a kind elevated design, exceptional craftsmanship, and true resort-style living.
Property details
- Beds
- 6
- Baths
- 6.5
- SqFt
- 4,722
- Lot
- 100x180
- Year built
- 2026
- Type
- Single Family
- Days on market
- 87
- Garage
- 2
- Style
- Contemporary, European
- Heating
- Central, Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Drop Zone
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Walk-In Closet(s)
- Walk-In Pantry
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$25,723/ month
- Principal & interest
- $21,645
- Property tax (~1.05%)
- $3,058
- Homeowners insurance
- $1,019
- HOA dues
- —
Down payment
$174,750 down · $3,320,250 financed
Income to qualify (28% rule)
~$1,102,416 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 46 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


