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Charlotte · Charlotte, NC

1321 Ferncliff Road

Charlotte, NC · 4,722 sqft

$3,495,000

Reduced from $3,595,000

  • 6Beds
  • 6.5Baths
  • 4,722SqFt
  • 2026Year
  • 100x180Lot
  • 87Days on market

About this home

Welcome to one of Charlotte's Finest Custom Homes. Drawn by acclaimed architect Robert Foster and built by Westwood Custom Homes, this one of a kind Old Cotswold stunner delivers refined, modern sophistication in one of Charlotte’s most coveted neighborhoods. A soaring two-story foyer with hardwood herringbone inlay sets the tone, complemented by bountiful natural light, curated interiors, and custom millwork throughout. The chef’s kitchen features bespoke inlay cabinetry, a 46" Wolf range, and a show-stopping scullery with exceptional storage, wine and beverage fridges and a second dishwasher—designed for those who love entertaining. The Great Room is anchored by a wood-burning Isokern fireplace and opens through a retractable glass wall to a covered outdoor living space complete with a gas fireplace, built-in heaters, and a gas grill. A glamorous pool with an integrated spa creates seamless year-round indoor/outdoor living. The main-level primary suite offers a vaulted ceiling, oversized windows with custom window treatments, and a spa-inspired ensuite with a soaking tub, dual vanities, and a zero-entry shower. The expansive walk-in closet includes an integrated washer and dryer, completing the retreat. A main-level office with an adjacent bath doubles as a guest suite, while the second level offers three ensuite bedrooms and a flexible living space with a dry bar and dedicated half bath. The large laundry room adds ideal everyday functionality. A nearly 400-square-foot private suite over the garage provides additional space for guests or a secondary office. 1321 Ferncliff delivers one of a kind elevated design, exceptional craftsmanship, and true resort-style living.

Property details

Beds
6
Baths
6.5
SqFt
4,722
Lot
100x180
Year built
2026
Type
Single Family
Days on market
87
Garage
2
Style
Contemporary, European
Heating
Central, Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$25,723/ month

Principal & interest
$21,645
Property tax (~1.05%)
$3,058
Homeowners insurance
$1,019
HOA dues

Down payment

$174,750 down · $3,320,250 financed

Income to qualify (28% rule)

~$1,102,416 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.