View all 34 photos →

Morganton · Morganton, NC

1320 Tom Fox Street

Morganton, NC · 762 sqft

$204,900

  • 2Beds
  • 1Baths
  • 762SqFt
  • 1956Year
  • 1Days on market

About this home

Welcome home to this charming 2-bedroom, 1-bath bungalow set on nearly an acre in a convenient location just ten minutes from downtown Morganton. Thoughtful interior updates and inviting outdoor spaces make this home a warm, comfortable retreat with room to live the lifestyle you want.

Step inside to a cozy, light-filled layout with an open feel. The living room flows seamlessly into the kitchen, which features freshly painted cabinets and an updated backsplash for a clean, modern touch. The recently remodeled bathroom includes new flooring, a contemporary vanity, and a step-in shower. A standout feature is the designated laundry room, complete with a built-in folding shelf and additional cabinetry to keep daily tasks organized and effortless. Washer and dryer included.

Outdoors, the property truly shines. Enjoy evenings around the fire pit, grow your own vegetables and flowers in the raised garden beds, and take advantage of the large 16×12 storage building—perfect for tools, hobbies, or extra storage. With nearly an acre of land, you’ll appreciate the privacy and space rarely found this close to town.

Whether you're a first-time buyer, downsizing, investor or someone seeking a peaceful retreat with great outdoor living, this Morganton bungalow delivers charm, updates, and potential in one beautiful package. Call today to schedule your showing.

Property details

Beds
2
Baths
1
SqFt
762
Lot
Year built
1956
Type
Single Family
Days on market
1
Style
Bungalow
Heating
Central
Cooling
Central Air
Foundation
Basement, Crawl Space, Other - See Remarks
Flooring
Tile, Laminate

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,482/ month

Principal & interest
$1,269
Property tax (~0.90%)
$153
Homeowners insurance
$59
HOA dues

Down payment

$10,245 down · $194,655 financed

Income to qualify (28% rule)

~$63,533 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.