Salisbury · Salisbury, NC
1320 Richard Road
Salisbury, NC · 1,834 sqft
$390,000
- 4Beds
- 2.5Baths
- 1,834SqFt
- 1990Year
- 311x250x60x104x90x103x93Lot
About this home
Discover the comfort, privacy, and flexibility of country living in this well-maintained all-brick ranch situated on approximately 1.58 level acres in desirable West Rowan County. Surrounded by mature woods and offering a fully fenced backyard, this 4-bedroom, 2.5-bath home provides a peaceful setting with plenty of room to enjoy both indoor and outdoor living.
Inside, you'll find a flexible floor plan designed for everyday comfort and entertaining. The spacious kitchen features solid oak cabinetry, quality appliances, an almost-new refrigerator, and a center island that can serve as additional workspace, casual dining, or be easily removed to create even more open space. The adjoining living room is highlighted by a classic masonry wood-burning fireplace, creating a warm and inviting gathering area. The primary suite includes an easy-access walk-in shower, while replacement flooring completed during the current ownership, newer toilets, and numerous updated light fixtures add to the home's appeal.
Step outside to enjoy the large rear deck overlooking a huge, private backyard surrounded by trees. The fully fenced rear yard offers an ideal space for pets, play, gardening, outdoor gatherings, or simply relaxing while enjoying the peaceful natural surroundings. The property's level topography provides excellent usability and versatility rarely found in rural settings.
Additional features include gutter guards, a septic system pumped in 2022, an oversized 2-car garage with a dedicated storage nook, and a substantial 25' x 11' storage shed offering approximately 285 square feet of additional storage space for equipment, tools, hobbies, or recreational gear.
Located in a quiet neighborhood known for friendly neighbors and a relaxed atmosphere, this property combines the benefits of rural living and lower county taxes with convenient access to everyday amenities. Students are assigned to the highly regarded West Rowan Elementary School, West Rowan Middle School, and West Rowan High School.
Conveniently positioned near Salisbury, Mooresville, and the greater Charlotte region, residents enjoy access to shopping, dining, healthcare, parks, and recreation while still returning home to a peaceful country setting. Move-in ready today with opportunities to make it your own over time, this attractive brick ranch offers space, privacy, and value in one of Rowan County's most desirable locations.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 1,834
- Lot
- 311x250x60x104x90x103x93
- Year built
- 1990
- Type
- Single Family
- Garage
- 2
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,821/ month
- Principal & interest
- $2,415
- Property tax (~0.90%)
- $292
- Homeowners insurance
- $113
- HOA dues
- —
Down payment
$19,500 down · $370,500 financed
Income to qualify (28% rule)
~$120,927 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.