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Salisbury · Salisbury, NC

132 Rugby Road

Salisbury, NC · 3,916 sqft

$650,000

  • 5Beds
  • 3Baths
  • 3,916SqFt
  • 1998Year
  • 7Days on market

About this home

Welcome to a home where space, flexibility, and timeless craftsmanship come together beautifully. Situated on a generous half-acre lot, this all-brick two-story home offers nearly 4,000 square feet of well-designed living space, making it ideal for those who appreciate room to spread out, entertain, and enjoy everyday life. With 5 bedrooms and 3 full bathrooms, this home offers exceptional flexibility for today's lifestyle. The main level features a private office, a bedroom and full bathroom, a bright sunroom, and an oversized kitchen with abundant cabinet storage, expansive counter space, a large casual dining area, and a separate formal dining room for entertaining. Upstairs, the impressive primary suite features three walk-in closets, with two currently serving as office space. The fully walkable third floor offers exceptional storage and outstanding potential for future finished living space. Enjoy the fenced backyard, low HOA, a roof that's only three years old, and the added peace of mind of an included home warranty. Combining generous space, timeless construction, and endless versatility, this home is ready to welcome its next owners.

Property details

Beds
5
Baths
3
SqFt
3,916
Lot
Year built
1998
Type
Single Family
Days on market
7
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$70 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,708/ month

Principal & interest
$4,025
Property tax (~0.90%)
$487
Homeowners insurance
$189
HOA dues
$5

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$201,795 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.