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Gastonia · Gastonia, NC

1317 Second Street

Gastonia, NC · 1,255 sqft

$215,000

  • 3Beds
  • 1.5Baths
  • 1,255SqFt
  • 1950Year
  • 100x150Lot

About this home

Nearly all major updates are already done in this well-cared-for, one-owner brick home. Architectural 30-year roof (12 yrs), 3-year-old central air, brand-new water heater, extensive plumbing updates, and a brand-new 200-amp electrical upgrade. Home also features replacement dual-pane windows.

Level lot with a huge fenced backyard and an almost-new large storage building. Solid brick construction, updated systems, and a great yard make this a standout property.

Property details

Beds
3
Baths
1.5
SqFt
1,255
Lot
100x150
Year built
1950
Type
Single Family
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl, Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,546/ month

Principal & interest
$1,331
Property tax (~0.85%)
$152
Homeowners insurance
$62
HOA dues

Down payment

$10,750 down · $204,250 financed

Income to qualify (28% rule)

~$66,281 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

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