Shelby · Shelby, NC
1315 Lithia Springs Road
Shelby, NC · 1,491 sqft
$199,900
Reduced from $219,000
- 2Beds
- 2Baths
- 1,491SqFt
- 1945Year
- 47Days on market
About this home
Don’t miss this incredible opportunity to own a charming 1945 cottage full of character and potential. Situated on a spacious 0.72-acre level lot, this 1,472 sq. ft. home offers the perfect balance of privacy and convenience. The single-story layout features timeless architectural details and a warm, inviting footprint ready for your personal updates and vision.
Step outside to enjoy the expansive backyard—ideal for relaxing evenings, gardening, or entertaining guests. Conveniently located just minutes from downtown Shelby, you’ll have easy access to local shops, dining, and everyday amenities.
Whether you’re a first-time buyer looking to build equity, downsizing into a more manageable space, or an investor searching for a strong rental opportunity, this property delivers exceptional value at an attractive price point.
Schedule your showing today—this one won’t last long.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,491
- Lot
- —
- Year built
- 1945
- Type
- Single Family
- Days on market
- 47
- Heating
- Central, Natural Gas
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,446/ month
- Principal & interest
- $1,238
- Property tax (~0.90%)
- $149
- Homeowners insurance
- $58
- HOA dues
- —
Down payment
$9,995 down · $189,905 financed
Income to qualify (28% rule)
~$61,983 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.