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Shelby · Shelby, NC

1311 Metcalf Road

Shelby, NC · 1,792 sqft

$296,000

  • 3Beds
  • 1.5Baths
  • 1,792SqFt
  • 1961Year
  • 185x142x185x140Lot
  • 1Days on market

About this home

Welcome to this spacious and inviting 3-bedroom, 2-bathroom all-brick home offering 1,792 sq ft of comfortable living in a well-established neighborhood known for its privacy and peaceful setting. Priced at $296,000, this property blends solid construction with thoughtful updates and exceptional outdoor spaces.

Inside, you’ll find generous living areas perfect for gathering and entertaining, including a den and living room, both with fireplaces, that provide plenty of room for family and guests. The home features a new roof (2023), plus a new refrigerator and dishwasher (also 2023). A transferable home warranty is included for added peace of mind.

Step outside to the newly added screened-in back porch/deck—an ideal spot for relaxing, dining, or enjoying the outdoors year-round. The fully fenced backyard is a true retreat, complete with abundant fruit trees, a workshop, a shed, and a tranquil Goldfish pond shaded by a canopy perfect for quiet sitting or meditation. Multiple seating areas throughout the porch and yard invite you to unwind in total privacy.

With space to spare both indoors and out, this home is a rare find that truly must be seen to be appreciated. Only five minutes to Historic Downtown Shelby as well as Hospitals & Medical Centers. Don’t miss the opportunity to make this home yours!

Property details

Beds
3
Baths
1.5
SqFt
1,792
Lot
185x142x185x140
Year built
1961
Type
Single Family
Days on market
1
Style
Ranch
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,141/ month

Principal & interest
$1,833
Property tax (~0.90%)
$222
Homeowners insurance
$86
HOA dues

Down payment

$14,800 down · $281,200 financed

Income to qualify (28% rule)

~$91,780 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.