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Fort Mill · Fort Mill, SC

131 Spratt Street

Fort Mill, SC · 2,010 sqft

$419,000

  • 3Beds
  • 2Baths
  • 2,010SqFt
  • 1930Year

About this home

Charming Fort Mill home in a fantastic location, just a short walk to downtown Fort Mill, local restaurants, parks, and the Greenway! This inviting home features new ductwork and HVAC installed in 2024, along with updated insulated windows for added comfort and efficiency. Enjoy outdoor living from two screened-in porches, perfect for relaxing or entertaining. A garden drip irrigation system makes maintaining your outdoor spaces a breeze. The basement provides plenty of additional storage for all your needs. With its convenient location and desirable updates, this home offers the perfect blend of comfort, character, and accessibility. Fireplace is non-operational and conveys as-is.

Property details

Beds
3
Baths
2
SqFt
2,010
Lot
Year built
1930
Type
Single Family
Heating
Natural Gas
Cooling
Central Air
Foundation
Basement

Features

  • Attic Other
  • Kitchen Island
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,031/ month

Principal & interest
$2,594
Property tax (~0.90%)
$314
Homeowners insurance
$122
HOA dues

Down payment

$20,950 down · $398,050 financed

Income to qualify (28% rule)

~$129,919 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

Explore Fort Mill

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