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Clyde · Clyde, NC

131 Spencer Street

Clyde, NC · 1,143 sqft

$260,000

  • 3Beds
  • 2Baths
  • 1,143SqFt
  • 1983Year
  • 4Days on market

About this home

INVESTOR SPECIAL  A 1983 charmer that has a clever layout and level .22 yard, this sweet home needs you!  The house needs a big creative renovation but there are many perks that will pay off with some old-fashioned sweat equity. 3 bedrooms, 2 full baths in over 1,100 sq ft feels even larger with the soaring ceiling in the dining room. The yard is perfect to fence-in for Fido, chickens and a garden with lovely grand oak tree in the back yard. The crawlspace is covered in heavy mil plastic with a sump pump.  Main level living with primary bedroom/bath and living areas are easy to access. The buyer could literally make this home a super cute dwelling as well as increase the value with each improvement giving a handsome ROI. Seller had home cleaned out and deep cleaned making the renovation process even easier.    Are you ready to Pintrest this place up, impress the world with your ideas and skill? Become Instagram famous as you document your progress as your vision comes to life. FB Marketplace and Habitat Restore will be your next BFF. Also, this home has great flip and rent potential. The After Repair Value (ARV) is a great example in investing. A 30 minute ride to Asheville, merely minutes from up and coming Canton downtown, close to all things Waynesville this home sits on a quiet street with city water and sewer, ready for you and your creative spirit to be unleashed. Buyer should look into several renovation loan packages, some are offering up to $75k!  Please ask your agent about more info in agent remarks. Come make this house a real home!

Property details

Beds
3
Baths
2
SqFt
1,143
Lot
Year built
1983
Type
Single Family
Days on market
4
Heating
Ductless, Electric, Kerosene, Other - See Remarks
Cooling
Ceiling Fan(s), Ductless, Electric
Foundation
Crawl Space
Flooring
Linoleum, Parquet, Other - See Remarks

Features

  • Attic Other

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,881/ month

Principal & interest
$1,610
Property tax (~0.90%)
$195
Homeowners insurance
$75
HOA dues

Down payment

$13,000 down · $247,000 financed

Income to qualify (28% rule)

~$80,618 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.