Statesville · Statesville, NC
131 High Lake Drive
Statesville, NC · 4,848 sqft
$1,050,000
- 4Beds
- 4.5Baths
- 4,848SqFt
- 2024Year
- 0Lot
- 57Days on market
About this home
Move-in ready new construction in the gated lakefront community of Harbor Watch, priced with a $20k landscaping allowance! This beautifully crafted ranch-style home with an upstairs retreat and partially finished basement offers 4,800+ sq ft of luxurious living space designed for comfort, style, and effortless entertaining. The chef’s kitchen features quartz countertops, double ovens, a farmhouse-style island, and a dedicated serving station, all flowing into a bright family room with a modern stone-surround fireplace and abundant natural light.
The main-level Owner’s Suite includes a tray ceiling, two expansive walk-in closets, and a spa-inspired bath with quartz countertops and a large walk-in shower. The upstairs retreat adds a private bedroom, full bath, and oversized bonus room—ideal for guests or flexible living. The basement expands your lifestyle options with a large recreation room, wet bar with wine fridge, full bath, and generous storage.
Multiple covered decks create inviting outdoor living spaces, and the 3-car garage provides ample room for tools, toys, and lake gear. Harbor Watch amenities include lake access, boat launch, day dock, boat storage, two private LKN islands, and stocked ponds—a perfect setting for vibrant and serene lake living. Other plans and homesites available! HOA regulations—no short-term rentals allowed. Other plans and homesites available!
Property details
- Beds
- 4
- Baths
- 4.5
- SqFt
- 4,848
- Lot
- 0
- Year built
- 2024
- Type
- Single Family
- Days on market
- 57
- Garage
- 3
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $600 / yr
Features
- Drop Zone
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,646/ month
- Principal & interest
- $6,502
- Property tax (~0.90%)
- $787
- Homeowners insurance
- $306
- HOA dues
- $50
Down payment
$52,500 down · $997,500 financed
Income to qualify (28% rule)
~$327,715 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.