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Statesville · Statesville, NC

131 High Lake Drive

Statesville, NC · 4,848 sqft

$1,050,000

  • 4Beds
  • 4.5Baths
  • 4,848SqFt
  • 2024Year
  • 0Lot
  • 57Days on market

About this home

Move-in ready new construction in the gated lakefront community of Harbor Watch, priced with a $20k landscaping allowance! This beautifully crafted ranch-style home with an upstairs retreat and partially finished basement offers 4,800+ sq ft of luxurious living space designed for comfort, style, and effortless entertaining. The chef’s kitchen features quartz countertops, double ovens, a farmhouse-style island, and a dedicated serving station, all flowing into a bright family room with a modern stone-surround fireplace and abundant natural light.

The main-level Owner’s Suite includes a tray ceiling, two expansive walk-in closets, and a spa-inspired bath with quartz countertops and a large walk-in shower. The upstairs retreat adds a private bedroom, full bath, and oversized bonus room—ideal for guests or flexible living. The basement expands your lifestyle options with a large recreation room, wet bar with wine fridge, full bath, and generous storage.

Multiple covered decks create inviting outdoor living spaces, and the 3-car garage provides ample room for tools, toys, and lake gear. Harbor Watch amenities include lake access, boat launch, day dock, boat storage, two private LKN islands, and stocked ponds—a perfect setting for vibrant and serene lake living. Other plans and homesites available! HOA regulations—no short-term rentals allowed. Other plans and homesites available!

Property details

Beds
4
Baths
4.5
SqFt
4,848
Lot
0
Year built
2024
Type
Single Family
Days on market
57
Garage
3
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$600 / yr

Features

  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,646/ month

Principal & interest
$6,502
Property tax (~0.90%)
$787
Homeowners insurance
$306
HOA dues
$50

Down payment

$52,500 down · $997,500 financed

Income to qualify (28% rule)

~$327,715 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.