View all 25 photos →

Shelby · Shelby, NC

131 Davis Ridge Drive

Shelby, NC · 1,166 sqft

$154,900

Reduced from $159,900

  • 2Beds
  • 2Baths
  • 1,166SqFt
  • 2005Year
  • 24Days on market

About this home

This is a well-maintained home on 0.74 acres near Shelby. The home features a spacious eat-in kitchen with abundant cabinet space and storage. Within the last two years, the kitchen flooring, countertops, sink, faucet, and some cabinetry have been updated. The primary bedroom includes an enormous walk-in closet, while the primary bathroom offers a large shower and dual-sink vanity. A generously sized second bedroom features two closets and is spacious enough to accommodate two full-size beds. Just off the kitchen, you'll find a covered side porch — the perfect spot to relax in the evenings — along with an attached storage room for added convenience. Conveniently located near both Shelby and Gaffney, this property offers easy access to shopping, dining, and everyday amenities. Property is being sold AS-IS. Don’t miss this opportunity — schedule your showing today!

Property details

Beds
2
Baths
2
SqFt
1,166
Lot
Year built
2005
Type
Single Family
Days on market
24
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,120/ month

Principal & interest
$959
Property tax (~0.90%)
$116
Homeowners insurance
$45
HOA dues

Down payment

$7,745 down · $147,155 financed

Income to qualify (28% rule)

~$48,030 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.