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Charlotte · Charlotte, NC

1309 Dearborn Avenue

Charlotte, NC · 1,018 sqft

$240,000

  • 3Beds
  • 1Baths
  • 1,018SqFt
  • 1930Year
  • 1Days on market

About this home

*Professional pictures, measurements will be uploaded later today! Welcome to this charming, updated 1-story ranch-style California bungalow, perfectly situated in a rapidly developing area with unbeatable proximity to the heart of the city! Boasting fantastic curb appeal and tasteful landscaping, this approximately 1,000-square-foot gem is tucked away as the last home on a short street, offering an extra layer of peace and privacy on its 0.12-acre lot. Inside, you will find a beautifully refreshed interior featuring 3 comfortable bedrooms with brand-new carpet, and valuable updates throughout—including updated windows and a brand-new HVAC system for ultimate peace of mind. The property also highlights a wonderful private backyard that serves as your own quiet outdoor retreat, all with the rare freedom of no HOA restrictions. Bonus detached back building offers incredible value-add potential! While it needs some repair, it is a true blank canvas ready to be transformed into a private studio, home workshop, or extensive storage space. The location is an absolute urban dream, placing you within easy walking distance to Camp North End, just a short drive to Uptown, and minutes away from an array of popular local restaurants and shopping. Blending classic bungalow charm, essential modern upgrades, and an exceptional high-growth location, this turn-key property is a standout opportunity that is ready for you to move right in or an income earning property!

Property details

Beds
3
Baths
1
SqFt
1,018
Lot
Year built
1930
Type
Single Family
Days on market
1
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,766/ month

Principal & interest
$1,486
Property tax (~1.05%)
$210
Homeowners insurance
$70
HOA dues

Down payment

$12,000 down · $228,000 financed

Income to qualify (28% rule)

~$75,702 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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