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Charlotte · Charlotte, NC

1308 Rising Oak Drive

Charlotte, NC · 1,296 sqft

$360,000

Reduced from $370,000

  • 2Beds
  • 2.5Baths
  • 1,296SqFt
  • 2005Year
  • 22Days on market

About this home

Uptown skyline views, a fully fenced backyard, and Camp North End just a scooter ride away. 1308 Rising Oak offers the best of both worlds: your own private outdoor space with some of Charlotte’s favorite destinations close by. Inside, high ceilings and abundant natural light create a bright, open feel, with both bedrooms offering ensuite baths. Step outside to a covered rocking chair front porch or enjoy the backyard with garden space, privacy fencing, and an electrified shed. Generous attic space provides valuable additional storage, and recent improvements include a newer furnace, flooring, carpet, blinds, fencing, stove, microwave, and updates to the roof. Spend weekends exploring the restaurants, coffee shops, breweries, markets, shops, and live music surrounding Camp North End, with Uptown less than two miles away. Qualified buyers using the preferred lender may qualify for up to $10,000 in grant funds with no PMI. Ask for program details and eligibility.

Property details

Beds
2
Baths
2.5
SqFt
1,296
Lot
—
Year built
2005
Type
Single Family
Days on market
22
Style
Arts and Crafts
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$100 / yr

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Pantry
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,657/ month

Principal & interest
$2,229
Property tax (~1.05%)
$315
Homeowners insurance
$105
HOA dues
$8

Down payment

$18,000 down · $342,000 financed

Income to qualify (28% rule)

~$113,910 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

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