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Lancaster · Lancaster, SC

13039 Arnold Palmer Circle

Lancaster, SC · 2,886 sqft

$545,000

  • 4Beds
  • 3Baths
  • 2,886SqFt
  • 2024Year
  • 2Days on market

About this home

Welcome to 13039 Arnold Palmer Circle, where thoughtful upgrades, flexible living space, and resort-style amenities come together beautifully. More than $46,000 in structural options were added to make this home stand out, including upgraded windows, an extended three-car garage, an additional main-level bedroom, and expanded walk-out storage above the garage—perfect for holiday décor and everything you want tucked away. Inside, soaring ceilings and abundant natural light create an open, welcoming feel. Custom wainscoting and trim add character throughout the main level, while the great room’s stone fireplace makes an inviting focal point. The gourmet kitchen features quartz countertops, a designer tile backsplash, electric cooktop with wall microwave/oven combination and vented hood, and an extended island with plenty of room for gathering. The main-level primary suite offers a spacious walk-in closet and a luxurious bath with an oversized shower and private water closet. Two additional bedrooms, a full bath, and the laundry room are also conveniently located on the main floor. Upstairs, you’ll find a versatile loft, fourth bedroom, full bath, and generous walk-out storage. Outside, enjoy the home’s stone-accented exterior, large rocking-chair front porch, screened rear porch, and patio. Located in Harbor Pointe at Edgewater—named Charlotte’s 2024 MAME Community of the Year—residents enjoy access to golf, boating, scenic trails, dining, racquet sports, and more. This home offers plenty of space, smart upgrades, and a lifestyle that feels like a getaway every day.

Property details

Beds
4
Baths
3
SqFt
2,886
Lot
Year built
2024
Type
Single Family
Days on market
2
Garage
3
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
View
Water
HOA dues
$825 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,011/ month

Principal & interest
$3,375
Property tax (~0.90%)
$408
Homeowners insurance
$158
HOA dues
$68

Down payment

$27,250 down · $517,750 financed

Income to qualify (28% rule)

~$171,934 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.