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Lincolnton · Lincolnton, NC

1302 Startown Road

Lincolnton, NC · 727 sqft

$165,000

  • 2Beds
  • 1Baths
  • 727SqFt
  • 1950Year
  • 100x280x100x259Lot

About this home

***Charming Country Retreat: 2-Bedroom Haven on .65 Acres *** Welcome to your next chapter! Nestled in a peaceful country setting just moments from town—and crucially, outside city limits—this delightful 2-bedroom, 1-full-bath home offers the ideal balance of quiet privacy and accessible convenience.

Easy access from the road with a convenient circular driveway, the property immediately impresses with its functional layout and outdoor space. Situated on a generous 0.65-acre lot, the home features a private back deck that is perfect for morning coffee, weekend barbecues, or simply soaking in the serene natural surroundings.

Inside, you'll find a cozy and efficient floor plan designed for effortless living. A standout feature is the dedicated laundry room, thoughtfully configured to pull double-duty as both extra storage and a convenient pantry space.

Need room for your hobbies, tools, or outdoor gear? This property delivers with a detached carport and an additional storage building, ensuring you have all the space you need right in your backyard.

Whether you are taking your first step onto the property ladder or looking to simplify and embrace a low-maintenance lifestyle, this home is a fantastic opportunity.

Property details

Beds
2
Baths
1
SqFt
727
Lot
100x280x100x259
Year built
1950
Type
Single Family
Heating
Oil
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,177/ month

Principal & interest
$1,021
Property tax (~0.78%)
$107
Homeowners insurance
$48
HOA dues

Down payment

$8,250 down · $156,750 financed

Income to qualify (28% rule)

~$50,454 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

Explore Lincolnton

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