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Albemarle · Albemarle, NC

1300 Montgomery Avenue

Albemarle, NC · 1,541 sqft

$260,000

Reduced from $275,000

  • 4Beds
  • 1.5Baths
  • 1,541SqFt
  • 1965Year
  • 20Days on market

About this home

Looking for a move-in ready home close to everything Albemarle has to offer? Check out this 4-bedroom, 1.5-bath brick home conveniently located just minutes from downtown, shopping, restaurants, and schools. With major updates already completed, you can move in and enjoy! The HVAC was replaced in 2025, the electrical service panel was upgraded in 2025, the roof is approximately 5 years old, and the windows were updated around 5 years ago. Inside, you'll find a split-level floor plan with updated granite countertops in the kitchen and a lower-level flex space that's perfect for a second living area, home office, playroom, or workout room. French doors lead out to a patio overlooking the large backyard, giving you plenty of space to entertain, garden, or let pets play. Outside, you'll appreciate the attached carport, concrete driveway, multiple gravel parking areas with room for extra vehicles, trailers, or guests, plus an outdoor storage building with a loft for all your storage needs. The low-maintenance brick exterior, city water and sewer, and convenient location make this home one you'll want to see. Schedule your showing today!

Property details

Beds
4
Baths
1.5
SqFt
1,541
Lot
Year built
1965
Type
Single Family
Days on market
20
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Crawl Space, Slab
Flooring
Laminate, Wood

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,881/ month

Principal & interest
$1,610
Property tax (~0.90%)
$195
Homeowners insurance
$75
HOA dues

Down payment

$13,000 down · $247,000 financed

Income to qualify (28% rule)

~$80,618 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.