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Rutherfordton · Rutherfordton, NC

130 Ridgeland Drive

Rutherfordton, NC · 1,764 sqft

$299,000

  • 4Beds
  • 2Baths
  • 1,764SqFt
  • 1972Year
  • 1Days on market

About this home

Welcome home to this charming 4-bedroom 2-bath brick ranch, nestled beneath mature shade trees on a beautifully maintained lot. From the moment you arrive, the classic curb appeal creates a warm and inviting first impression. Walk in and find an open family room adjacent to the kitchen so you can conversate while you prepare meals then you can relax out on your deck that overlooks a private yard great for entertaining. Home is on city water and sewer with trash pickup so all of the modern conveniences you need to live large. All of this on one level with a layout that adds comfort, convenience and style for any stage of life. Convenient to downtown Rutherfordton or to McDowell County just minutes down the road.

Property details

Beds
4
Baths
2
SqFt
1,764
Lot
Year built
1972
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,163/ month

Principal & interest
$1,851
Property tax (~0.90%)
$224
Homeowners insurance
$87
HOA dues

Down payment

$14,950 down · $284,050 financed

Income to qualify (28% rule)

~$92,710 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.