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Statesville · Statesville, NC

130 N Mulberry Street

Statesville, NC · 2,581 sqft

$519,900

Reduced from $575,000

  • 3Beds
  • 2.5Baths
  • 2,581SqFt
  • 1875Year
  • 138Days on market

About this home

PRICE IMPROVEMENT — Appraised at $540,000 in March 2026, now offered below appraised value. Instant equity in a home that truly delivers.

Live everyday in timeless elegance with this Victorian gem nestled on one of the most sought-after blocks in Downtown Statesville. Mere steps from the beautiful, welcoming, and vibrant Downtown commercial district, this home can give you a life full of morning walks to coffee and farmer's markets, strolls to dinner with friends or your favorite book store, and no need to find parking for Friday After Five Summer concerts, Art Crawls, and PumpkinFest. Back at home, a rocking-chair front porch sets the tone for relaxed Southern living from the moment you arrive.

Inside, gorgeous hardwood floors and classic character flow throughout. The living room boasts custom built-ins and a gas log fireplace, while a flexible den offers space for a study or playroom. The spacious dining room flows seamlessly into a large kitchen featuring double ovens, a gas range, Corian and granite countertops, abundant cabinetry, and a warm eat-in area with an eat-at bar — perfect for everyday gatherings.

Entertain year-round on the screened-in porch with wet bar, overlooking a fenced backyard ideal for pets, play, or gardening. A detached garage adds convenient extra storage.

The main-level primary suite offers comfort and privacy with three closets and a full bath featuring both a shower and tub. A half bath and a versatile back hallway — ideal for a home office or reading nook — complete the first floor. Upstairs, two additional bedrooms share a full bath, and an unfinished basement provides ample storage.

Recent updates include a gas water heater (2021), second hot water heater (2022), and gas furnace (2025), plus an upstairs heat pump. Historic charm, move-in-ready systems, instant equity, and a prime downtown address — this one checks every box.

Property details

Beds
3
Baths
2.5
SqFt
2,581
Lot
Year built
1875
Type
Single Family
Days on market
138
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Tile, Wood

Features

  • Breakfast Bar
  • Garden Tub
  • Pantry
  • Wet Bar
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,761/ month

Principal & interest
$3,219
Property tax (~0.90%)
$389
Homeowners insurance
$151
HOA dues

Down payment

$25,995 down · $493,905 financed

Income to qualify (28% rule)

~$161,205 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.