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Tuckasegee · Tuckasegee, NC

130 Cross Vine Drive #226

Tuckasegee, NC · 3,405 sqft

$1,150,000

  • 4Beds
  • 4Baths
  • 3,405SqFt
  • 2011Year
  • 16Days on market

About this home

Welcome to your mountain retreat in Bear Lake Reserve. This custom-built Craftsman home, completed in 2011, offers 3,405 square feet of thoughtfully designed living space on a private 2.18-acre homesite. Long-range mountain views, quality craftsmanship, and inviting design suit full-time living or a weekend escape. 4 bedrooms and 4 bathrooms provide room for family and guests alike. Living spaces flow effortlessly, with expansive windows framing the mountains and filling the home with natural light. A spacious covered porch offers the perfect setting for morning coffee or evening gatherings. Stone accents and quality finishes throughout reflect true craftsmanship. Located within the gated Bear Lake Reserve community, owners enjoy a private marina and Lake Club on gorgeous Bear Lake , featuring pools, fitness center, hiking trails, golf, tennis, pickleball, and a vibrant calendar of community events. Seller is offering a $40,000 credit toward club membership.

Experience the best of mountain and lake living in one of Western North Carolina's premier resort communities.

Property details

Beds
4
Baths
4
SqFt
3,405
Lot
Year built
2011
Type
Single Family
Days on market
16
Garage
1
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Crawl Space, Permanent
Flooring
Carpet, Tile, Wood
View
Mountain(s)
HOA dues
$13,228 / yr

Features

  • Entrance Foyer
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,422/ month

Principal & interest
$7,122
Property tax (~0.90%)
$862
Homeowners insurance
$335
HOA dues
$1,102

Down payment

$57,500 down · $1,092,500 financed

Income to qualify (28% rule)

~$403,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.