Rock Hill · Rock Hill, SC
1298 Cole Avenue
Rock Hill, SC · 2,827 sqft
$609,900
Reduced from $639,900
- 4Beds
- 3.5Baths
- 2,827SqFt
- 2020Year
- 84Days on market
About this home
LIST PRICE IMPROVEMENT!! Plus, $10,000 SELLER-PAID INCENTIVE towards closing costs, pre-paids, or mortgage rate buy-down. Style, space, and convenience come together beautifully here. This home is FULL of upgrades throughout. It is designed for real-life comfort, convenience, versatility and can offer generational living. The kitchen is built for function and style—complete with a large work island, bar, farmhouse sink, level four granite countertops, and modern lighting, making cooking and hosting effortless. It flows seamlessly with an open floorplan. Natural daylight fills the open areas. The home features a split bedroom plan with two primary bedrooms on the main floor, each with private bathrooms. Upstairs, enjoy a fully equipped home theater with a Dolby Atmos surround sound speaker system, 9 Martin Logan speakers, BENQ 4K projector, and a sound transparent screen—your own premium movie retreat. The bonus room can be converted into a 5th bedroom while still offering loft space for flexibility. Several smart features with remote access make living here a breeze. Additional conveniences include LVP flooring, a tankless water heater, a drop zone, an EV charger, a community walking trail and no HOA fees or CCRs! Come relax outdoors on the covered, screened deck overlooking a peaceful, wooded backdrop. Close to top schools, major roads, and everyday amenities—with low South Carolina taxes. Several select furnishings convey with the sale.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,827
- Lot
- —
- Year built
- 2020
- Type
- Single Family
- Days on market
- 84
- Garage
- 2
- Style
- Traditional
- Heating
- Central
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
Features
- Attic Stairs Pulldown
- Attic Walk In
- Drop Zone
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,412/ month
- Principal & interest
- $3,777
- Property tax (~0.90%)
- $457
- Homeowners insurance
- $177
- HOA dues
- —
Down payment
$30,495 down · $579,405 financed
Income to qualify (28% rule)
~$189,111 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.