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Rock Hill · Rock Hill, SC

1298 Cole Avenue

Rock Hill, SC · 2,827 sqft

$609,900

Reduced from $639,900

  • 4Beds
  • 3.5Baths
  • 2,827SqFt
  • 2020Year
  • 84Days on market

About this home

LIST PRICE IMPROVEMENT!! Plus, $10,000 SELLER-PAID INCENTIVE towards closing costs, pre-paids, or mortgage rate buy-down. Style, space, and convenience come together beautifully here. This home is FULL of upgrades throughout. It is designed for real-life comfort, convenience, versatility and can offer generational living. The kitchen is built for function and style—complete with a large work island, bar, farmhouse sink, level four granite countertops, and modern lighting, making cooking and hosting effortless. It flows seamlessly with an open floorplan. Natural daylight fills the open areas. The home features a split bedroom plan with two primary bedrooms on the main floor, each with private bathrooms. Upstairs, enjoy a fully equipped home theater with a Dolby Atmos surround sound speaker system, 9 Martin Logan speakers, BENQ 4K projector, and a sound transparent screen—your own premium movie retreat. The bonus room can be converted into a 5th bedroom while still offering loft space for flexibility. Several smart features with remote access make living here a breeze. Additional conveniences include LVP flooring, a tankless water heater, a drop zone, an EV charger, a community walking trail and no HOA fees or CCRs! Come relax outdoors on the covered, screened deck overlooking a peaceful, wooded backdrop. Close to top schools, major roads, and everyday amenities—with low South Carolina taxes. Several select furnishings convey with the sale.

Property details

Beds
4
Baths
3.5
SqFt
2,827
Lot
Year built
2020
Type
Single Family
Days on market
84
Garage
2
Style
Traditional
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space

Features

  • Attic Stairs Pulldown
  • Attic Walk In
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,412/ month

Principal & interest
$3,777
Property tax (~0.90%)
$457
Homeowners insurance
$177
HOA dues

Down payment

$30,495 down · $579,405 financed

Income to qualify (28% rule)

~$189,111 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.