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Charlotte · Charlotte, NC

129 S Gardner Avenue

Charlotte, NC · 2,296 sqft

$789,900

  • 4Beds
  • 3.5Baths
  • 2,296SqFt
  • 2022Year
  • 1Days on market

About this home

Built in 2022 with no HOA, this move in ready Charlotte home offers the space, flexibility, and modern finishes of newer construction just minutes from Uptown. The thoughtfully designed floor plan features a main level primary suite, dedicated home office, upstairs loft, three additional bedrooms, three and a half baths, an attached two car garage, and a fully fenced quarter acre yard.

Inside, soaring ceilings, abundant natural light, hardwood floors, fresh paint, custom lighting, and contemporary finishes create a bright and inviting feel throughout. The open main level centers around a spacious kitchen with white quartz countertops, subway tile backsplash, stainless steel appliances, an oversized island with brass pendant lighting, and a large double door pantry. The kitchen flows seamlessly into the dining and living areas, where cathedral ceilings and expansive windows bring in natural light and connect the interior directly to the backyard.

Privately positioned on the main level, the primary suite features cathedral ceilings, oversized windows with electronic privacy blinds, a custom walk in closet, dual vanities, a skylight, and an oversized glass enclosed shower. A dedicated home office, powder room, laundry room with cabinetry, and attached garage complete the first floor.

Upstairs, a spacious loft provides flexible living space for a media room, fitness area, playroom, second office, or lounge. Three generously sized bedrooms each offer walk in closets and abundant natural light. Two full hallway bathrooms serve the upstairs bedrooms, both with custom finishes. One features dark wood cabinetry, an expansive double vanity, light countertops, a frameless glass walk in shower with custom tile, and a linen closet. The second includes white cabinetry, a charcoal countertop, black hardware, generous storage, a tub and shower combination with custom tile detailing, and a skylight.

The outdoor space is equally impressive. The fully fenced quarter acre homesite combines open lawn with mature trees, offering plenty of room for pets, play, gardening, recreation, or outdoor entertaining. A covered front porch creates an inviting entry, while the rear patio extends the main living area into the backyard.

Located in the Smallwood area, the home offers convenient access to Uptown Charlotte, I 77, I 277, restaurants, shopping, parks, greenways, playgrounds, pickleball courts, public transportation, and light rail access. With substantial living space, a main level primary suite, dedicated office, flexible bonus space, two car garage, and a large fenced yard, this home delivers a combination of modern design, functionality, and outdoor living that is increasingly difficult to find this close to Center City.

Property details

Beds
4
Baths
3.5
SqFt
2,296
Lot
Year built
2022
Type
Single Family
Days on market
1
Garage
2
Style
Transitional
Heating
Central, Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,813/ month

Principal & interest
$4,892
Property tax (~1.05%)
$691
Homeowners insurance
$230
HOA dues

Down payment

$39,495 down · $750,405 financed

Income to qualify (28% rule)

~$249,155 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.