Charlotte · Charlotte, NC
129 S Gardner Avenue
Charlotte, NC · 2,297 sqft
$899,000
Reduced from $925,000
- 4Beds
- 3.5Baths
- 2,297SqFt
- 2022Year
- 1Days on market
About this home
Just minutes from Uptown Charlotte, this stunning 2022 custom-built home in Smallwood offers modern luxury, thoughtful design, and unbeatable convenience! Nestled on a quiet street just minutes from Uptown, you can enjoy the best of urban living while coming home to your private neighborhood retreat.
From the moment you arrive, the covered front porch sets up a welcoming entrance. Inside, soaring ceilings, abundant natural light, fresh paint, custom lighting, and premium finishes make this home truly move-in ready. Hardwood floors flow throughout the home, creating warmth and seamless continuity across every space. The open-concept floor plan is designed for both everyday living and entertaining. A dedicated home office provides the perfect work-from-home space, while the custom staircase with contemporary black metal railings makes a striking architectural statement.
The chef-inspired kitchen features white quartz countertops, a subway tile backsplash, stainless steel appliances, an oversized island accented by brass pendant lighting, and a spacious double-door pantry for ample storage. The kitchen opens seamlessly into the dining and living areas where cathedral ceilings and a wall of glass flood the space with natural light and connect to the outdoors. Step through the glass door onto the concrete patio overlooking a fully fenced private backyard, perfect for pets, play, gardening, or relaxing evenings.
Tucked away on the main level, the primary suite feels like a sanctuary. It boasts cathedral ceilings, oversized windows with electronic privacy blinds, a custom walk-in closet, dual vanities, a skylight, and an oversized glass-enclosed shower. The convenient powder room and dedicated laundry room with cabinetry finish off the main level.
Upstairs, a versatile loft works as a media room, fitness area, second office, or play space. Three generously sized bedrooms each feature walk-in closets, abundant natural light, and overhead lighting. Two beautifully appointed full bathrooms with double vanities and designer finishes provide comfort and flexibility for family and guests alike.
Location is everything, and this home delivers. Rozzelles Ferry Road offers direct access to Uptown Charlotte, while nearby restaurants, shopping, parks, trails, playgrounds, and pickleball courts put recreation and convenience at your doorstep. Johnson C. Smith University, CATS bus routes, Lynx light rail access, and Interstates 277 and 77 make commuting throughout Charlotte effortless.
This home checks every box with modern design, quality craftsmanship, abundant natural light, and an unbeatable location!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,297
- Lot
- —
- Year built
- 2022
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Transitional
- Heating
- Central, Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,616/ month
- Principal & interest
- $5,567
- Property tax (~1.05%)
- $786
- Homeowners insurance
- $262
- HOA dues
- —
Down payment
$44,950 down · $854,050 financed
Income to qualify (28% rule)
~$283,569 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 42 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


