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Rutherfordton · Rutherfordton, NC

129 Pine Street

Rutherfordton, NC · 2,080 sqft

$195,000

Reduced from $200,000

  • 4Beds
  • 3.5Baths
  • 2,080SqFt
  • 1900Year
  • 43Days on market

About this home

Attention investors, renovators, and visionaries! Step back in time with this 125-year-old historic home located in the heart of Rutherfordton. Once a grand residence showcasing timeless craftsmanship and character, this 5-bedroom, 2.5-bath home is ready for its next chapter. While the property requires significant renovation, the solid foundation and sturdy original floors provide an excellent starting point for a complete restoration. From the spacious layout to the architectural charm waiting to be uncovered, this home offers incredible potential for those with the vision to bring it back to life. Conveniently located near downtown shops, restaurants, and local amenities, this is a rare opportunity to restore a piece of Rutherfordton's history and create something truly special. Priced to move, this is an exceptional opportunity for investors or buyers looking to build equity through renovation.

Property details

Beds
4
Baths
3.5
SqFt
2,080
Lot
Year built
1900
Type
Single Family
Days on market
43
Heating
None
Cooling
None
Foundation
Crawl Space, Pillar/Post/Pier

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,410/ month

Principal & interest
$1,207
Property tax (~0.90%)
$146
Homeowners insurance
$56
HOA dues

Down payment

$9,750 down · $185,250 financed

Income to qualify (28% rule)

~$60,463 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.