Lake Lure · Lake Lure, NC
129 Melrose Court
Lake Lure, NC · 1,967 sqft
$450,000
- 3Beds
- 2.5Baths
- 1,967SqFt
- 1989Year
- 1Days on market
About this home
Perched on a rolling, wooded 0.84-acre lot in Rumbling Bald on Lake Lure, this recently updated three-bedroom, 2.5-bath home offers long-range mountain views and 1,967 total square feet across the main level and finished walk-out basement. The kitchen was renovated with new cabinets, counters, and lighting, opening to a living room with a gas fireplace. A new HVAC system was installed in July 2026. The main level includes two primary suites, while the walk-out basement adds a bedroom/bonus room and a separate exercise room — flexible space for guests, a home gym, or an office. A screened rear porch overlooks the wooded lot, and the attached two-car garage adds convenience. Built in 1989, the home is served by a heat pump, city water, and septic.
Rumbling Bald is a gated community on Lake Lure offering two 18-hole golf courses (Apple Valley and Bald Mountain), a private beach and marina, indoor and outdoor pools, a fitness center, tennis and pickleball courts, and miles of hiking trails.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,967
- Lot
- —
- Year built
- 1989
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Tile, Vinyl
- View
- Long Range, Mountain(s), Winter
- HOA dues
- $4,967 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,669/ month
- Principal & interest
- $2,786
- Property tax (~0.90%)
- $337
- Homeowners insurance
- $131
- HOA dues
- $413
Down payment
$22,500 down · $427,500 financed
Income to qualify (28% rule)
~$157,270 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.