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Lake Lure · Lake Lure, NC

129 Melrose Court

Lake Lure, NC · 1,967 sqft

$450,000

  • 3Beds
  • 2.5Baths
  • 1,967SqFt
  • 1989Year
  • 1Days on market

About this home

Perched on a rolling, wooded 0.84-acre lot in Rumbling Bald on Lake Lure, this recently updated three-bedroom, 2.5-bath home offers long-range mountain views and 1,967 total square feet across the main level and finished walk-out basement. The kitchen was renovated with new cabinets, counters, and lighting, opening to a living room with a gas fireplace. A new HVAC system was installed in July 2026. The main level includes two primary suites, while the walk-out basement adds a bedroom/bonus room and a separate exercise room — flexible space for guests, a home gym, or an office. A screened rear porch overlooks the wooded lot, and the attached two-car garage adds convenience. Built in 1989, the home is served by a heat pump, city water, and septic.

Rumbling Bald is a gated community on Lake Lure offering two 18-hole golf courses (Apple Valley and Bald Mountain), a private beach and marina, indoor and outdoor pools, a fitness center, tennis and pickleball courts, and miles of hiking trails.

Property details

Beds
3
Baths
2.5
SqFt
1,967
Lot
Year built
1989
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Tile, Vinyl
View
Long Range, Mountain(s), Winter
HOA dues
$4,967 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,669/ month

Principal & interest
$2,786
Property tax (~0.90%)
$337
Homeowners insurance
$131
HOA dues
$413

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$157,270 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.