Shelby · Shelby, NC
129 Lightning Drive
Shelby, NC · 1,253 sqft
$285,000
Reduced from $309,999
- 3Beds
- 2Baths
- 1,253SqFt
- 2024Year
- 52Days on market
About this home
Discover the perfect blend of comfort and convenience in this inviting Shelby home. Thoughtfully designed for everyday living, this property offers welcoming interior spaces and a functional layout ideal for a variety of lifestyles. Enjoy a peaceful neighborhood setting while remaining just minutes from shopping, dining, parks, and major commuter routes. Whether you’re searching for your first home, looking to downsize, or adding to your investment portfolio, this property presents an excellent opportunity to own in a desirable Shelby location.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,253
- Lot
- —
- Year built
- 2024
- Type
- Single Family
- Days on market
- 52
- Garage
- 2
- Style
- Ranch
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $550 / yr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,107/ month
- Principal & interest
- $1,765
- Property tax (~0.90%)
- $213
- Homeowners insurance
- $83
- HOA dues
- $45
Down payment
$14,250 down · $270,750 financed
Income to qualify (28% rule)
~$90,334 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.