Charlotte · Charlotte, NC
12801 Tom Short Road
Charlotte, NC · 3,702 sqft
$995,000
- 5Beds
- 4Baths
- 3,702SqFt
- 2003Year
About this home
Welcome to this meticulously maintained home in Providence Country Club! This 5-bedroom, 4-bathroom home offers a desirable floor plan with a guest bedroom and full bathroom on the main level, perfect for visitors or multi-generational living.
The open-concept kitchen overlooks the breakfast nook and living room, creating an ideal space for everyday living and entertaining. Upstairs, you'll find four additional bedrooms and a spacious bonus room, providing flexible space for a media room, playroom, or home office. Enjoy your morning coffee on the covered front porch or host gatherings on the oversized deck overlooking the fenced backyard with full-yard irrigation.
Recent updates include brand-new carpet and a roof replaced in 2025, giving the next owner added peace of mind.
Located in one of South Charlotte's most sought-after communities and zoned for top-rated schools, this home is just minutes from I-485, Rea Farms, Waverly, and Blakeney, offering convenient access to shopping, dining, and entertainment.
Golf, tennis, and social memberships at Providence Country Club are available but not required, allowing you to enjoy the community on your own terms.
Don't miss the opportunity to make this exceptional home yours!
Property details
- Beds
- 5
- Baths
- 4
- SqFt
- 3,702
- Lot
- —
- Year built
- 2003
- Type
- Single Family
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $575 / yr
Features
- Attic Stairs Pulldown
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,371/ month
- Principal & interest
- $6,162
- Property tax (~1.05%)
- $870
- Homeowners insurance
- $290
- HOA dues
- $47
Down payment
$49,750 down · $945,250 financed
Income to qualify (28% rule)
~$315,903 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 43 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
