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Dallas · Dallas, NC

128 Spencer Woods Drive

Dallas, NC · 2,333 sqft

$385,000

Reduced from $415,000

  • 3Beds
  • 3Baths
  • 2,333SqFt
  • 1994Year
  • 106Days on market

About this home

Back on the Market by no fault of seller and the inspection report is available for review. Charming home on over an acre in the desirable Spencer Woods community of Dallas. Enjoy a peaceful wooded setting with plenty of indoor and outdoor space. Main level features a spacious living area with fireplace, updated kitchen and bathrooms, and comfortable bedrooms. Finished lower level includes a bedroom, full bath, second kitchen, additional washer/dryer, and office area—ideal for a guest suite, in-law quarters, or bonus space. Large multi-tier deck overlooks the private backyard, perfect for entertaining or relaxing. Oversized two-car garage offers ample storage. Property also offers potential for Private Residential Quarters (PRQ), allowing for a secondary living space, detached garage, workshop, or storage building. Convenient to shopping, dining, and commuter routes while maintaining a quiet residential feel.

Property details

Beds
3
Baths
3
SqFt
2,333
Lot
Year built
1994
Type
Single Family
Days on market
106
Garage
2
Heating
Central
Cooling
Central Air
Foundation
Basement

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,785/ month

Principal & interest
$2,384
Property tax (~0.90%)
$288
Homeowners insurance
$112
HOA dues

Down payment

$19,250 down · $365,750 financed

Income to qualify (28% rule)

~$119,376 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.