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Granite Falls · Granite Falls, NC

128 N Main Street

Granite Falls, NC · 1,311 sqft

$268,900

  • 3Beds
  • 2Baths
  • 1,311SqFt
  • 2025Year
  • 1Days on market

About this home

Come tour this NEW CONSTRUCTION Ranch with NO HOA! That's right- no additional fees paid to a Homeowner's Association. Rare, but true. You'll love to cook in your new kitchen, featuring gorgeous quartz countertops, a spacious island, and top-of-the-line stainless steel appliances. The primary bedroom is large with a private, dual-vanity ensuite bathroom and VERY SPACIOUS walk-in closet. High ceilings flow throughout. Elegant vinyl-plank flooring and comfy carpeting in the bedrooms create an inviting and airy atmosphere. Centrally-located, you're close to downtown and amenities in an adorable established neighborhood. Experience the best of new construction with this pristine, move-in-ready home. New-builds with ample-sized lots are rare at this price-point. Welcome home!

Property details

Beds
3
Baths
2
SqFt
1,311
Lot
Year built
2025
Type
Single Family
Days on market
1
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,945/ month

Principal & interest
$1,665
Property tax (~0.90%)
$201
Homeowners insurance
$78
HOA dues

Down payment

$13,445 down · $255,455 financed

Income to qualify (28% rule)

~$83,378 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.