Charlotte · Charlotte, NC
12783 Tom Short Road
Charlotte, NC · 4,930 sqft
$1,250,000
- 5Beds
- 4Baths
- 4,930SqFt
- 1998Year
About this home
Welcome to this exceptional home in the highly sought-after Providence Country Club, one of South Charlotte's premier communities. Offering 5 bedrooms, 4 full bathrooms, and an oversized bonus room, this thoughtfully designed home combines spacious living with exceptional indoor and outdoor entertaining.
The main level features a desirable guest bedroom and full bathroom, perfect for visitors or multigenerational living. The expansive kitchen is the heart of the home, offering an open layout that flows seamlessly into the living spaces and a beautiful sitting room overlooking the private backyard oasis.
Step outside to enjoy resort-style living with a sparkling pool, patio pavers, multiple seating areas, and a built-in outdoor grilling space, ideal for entertaining or relaxing all summer long.
Upstairs, the spacious primary suite offers a peaceful retreat with two walk-in closets. Three additional bedrooms and an oversized bonus room provide flexible space for a media room, playroom, home office, or fitness area.
Additional highlights include a 3-car garage, circular driveway, and an ideal floor plan designed for both everyday living and entertaining.
Located just minutes from I-485, Blakeney, Stonecrest, Waverly, and Rea Farms, this home is zoned for top-rated schools and offers an unbeatable South Charlotte location.
Residents have the opportunity to enjoy optional Providence Country Club memberships, with packages featuring golf, tennis, pickleball, swimming, clubhouse dining, fitness amenities, and a vibrant calendar of social events.
This is a great opportunity to own a beautiful home in one of South Charlotte's most desirable neighborhoods.
Property details
- Beds
- 5
- Baths
- 4
- SqFt
- 4,930
- Lot
- —
- Year built
- 1998
- Type
- Single Family
- Garage
- 3
- Style
- Traditional
- Heating
- Natural Gas, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $575 / yr
Features
- Attic Stairs Pulldown
- Built-in Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Gas Grill
- In-Ground Hot Tub / Spa
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$9,247/ month
- Principal & interest
- $7,741
- Property tax (~1.05%)
- $1,093
- Homeowners insurance
- $364
- HOA dues
- $47
Down payment
$62,500 down · $1,187,500 financed
Income to qualify (28% rule)
~$396,336 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 46 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


