Huntersville · Huntersville, NC
12716 Cumberland Crest Drive
Huntersville, NC · 1,244 sqft
$395,000
- 3Beds
- 2Baths
- 1,244SqFt
- 1997Year
About this home
Nestled on a cul-de-sac in the Covington community with no HOA, this ranch home offers a functional layout and numerous recent updates. New laminate flooring and carpet throughout most of the main level (2025) welcome you inside. The living room features a vaulted ceiling and a wood-burning fireplace. The kitchen includes freshly painted cabinetry (2026), stainless steel appliances, a breakfast nook, and a conveniently located laundry closet. The primary suite offers a walk-in closet and a built-in linear electric fireplace. The ensuite bathroom features a soaking tub, walk-in shower, and single vanity. Two additional bedrooms and a full bathroom complete the interior. Step outside to enjoy the backyard patio, ideal for relaxing or entertaining. Additional updates include an HVAC replacement in 2023. Conveniently located in Huntersville, this home is just minutes from shopping, dining, parks, and entertainment. Come see all the property has to offer!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,244
- Lot
- —
- Year built
- 1997
- Type
- Single Family
- Garage
- 2
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Slab
- Flooring
- Carpet, Laminate, Tile
Features
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,907/ month
- Principal & interest
- $2,446
- Property tax (~1.05%)
- $345
- Homeowners insurance
- $115
- HOA dues
- —
Down payment
$19,750 down · $375,250 financed
Income to qualify (28% rule)
~$124,593 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 30 photos
About Huntersville
Lake Norman · North Mecklenburg
North Mecklenburg lake town — Birkdale Village, Lake Norman waterfront access, and one of the strongest school systems in the metro.


