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Huntersville · Huntersville, NC

12716 Cumberland Crest Drive

Huntersville, NC · 1,244 sqft

$395,000

  • 3Beds
  • 2Baths
  • 1,244SqFt
  • 1997Year

About this home

Nestled on a cul-de-sac in the Covington community with no HOA, this ranch home offers a functional layout and numerous recent updates. New laminate flooring and carpet throughout most of the main level (2025) welcome you inside. The living room features a vaulted ceiling and a wood-burning fireplace. The kitchen includes freshly painted cabinetry (2026), stainless steel appliances, a breakfast nook, and a conveniently located laundry closet. The primary suite offers a walk-in closet and a built-in linear electric fireplace. The ensuite bathroom features a soaking tub, walk-in shower, and single vanity. Two additional bedrooms and a full bathroom complete the interior. Step outside to enjoy the backyard patio, ideal for relaxing or entertaining. Additional updates include an HVAC replacement in 2023. Conveniently located in Huntersville, this home is just minutes from shopping, dining, parks, and entertainment. Come see all the property has to offer!

Property details

Beds
3
Baths
2
SqFt
1,244
Lot
Year built
1997
Type
Single Family
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile

Features

  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,907/ month

Principal & interest
$2,446
Property tax (~1.05%)
$345
Homeowners insurance
$115
HOA dues

Down payment

$19,750 down · $375,250 financed

Income to qualify (28% rule)

~$124,593 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Huntersville

Lake Norman · North Mecklenburg

North Mecklenburg lake town — Birkdale Village, Lake Norman waterfront access, and one of the strongest school systems in the metro.

Explore Huntersville

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