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Charlotte · Charlotte, NC

127 W Bank Drive

Charlotte, NC · 1,500 sqft

$375,000

  • 3Beds
  • 2Baths
  • 1,500SqFt
  • 1995Year

About this home

Welcome to 127 W Bank Drive, where thoughtful updates, privacy, and outdoor living come together in one exceptional property. This all-brick, 3-bedroom, 2-bath home is tucked away on a quiet cul-de-sac with no HOA and no current development plans behind the property thanks to the adjacent greenway.

Inside, you'll find durable laminate flooring throughout, a stylish dining room featuring a beautiful stone accent wall, and a functional laundry room complete with custom cabinetry, tile backsplash, and a butcher block countertop. The spacious primary and guest closets have been enhanced with closet systems, providing excellent storage and organization.

Step outside to your private backyard retreat, designed for entertaining and relaxing. Enjoy evenings around the firepit, or gather under the 12x12 metal-roof pavilion. The fully fenced backyard also includes raised garden beds and backs to a peaceful greenway, offering added privacy and a natural setting.

Additional highlights include an extra-wide driveway, a 10x10 storage room with custom shelving, wired surround sound (AC receiver needed), a new stove (2026), and a nearby community pool available with a membership.

This move-in ready home offers the perfect combination of comfort, functionality, and outdoor living in a highly desirable location.

Property details

Beds
3
Baths
2
SqFt
1,500
Lot
Year built
1995
Type
Single Family
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,759/ month

Principal & interest
$2,322
Property tax (~1.05%)
$328
Homeowners insurance
$109
HOA dues

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$118,285 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.