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Vale · Vale, NC

1267 Howards Creek Mill Road

Vale, NC · 1,189 sqft

$260,000

Reduced from $275,000

  • 3Beds
  • 1Baths
  • 1,189SqFt
  • 1962Year
  • 200x16x118x175.96x56.36Lot
  • 48Days on market

About this home

REDUCED! Situated on a beautiful 1.46-acre lot in a desirable neighborhood, this classic 1964 brick ranch offers endless potential! Featuring 3 bedrooms and 1 updated bathroom, this home combines timeless character with an opportunity to add your own personal touches. Hardwood floors, a spacious living room with a cozy brick fireplace, and an inviting covered front porch create a warm and welcoming atmosphere. Outside, you'll find an attached one-car carport, a detached two-car garage, additional outbuildings, and an exterior-entry basement providing excellent storage, workshop, or hobby space. The level yard is shaded by mature trees and offers plenty of room to enjoy the outdoors. Whether you're looking for your next home or an investment opportunity, this property is full of possibilities and is being sold as is. Mls#4404345 $260,000

Property details

Beds
3
Baths
1
SqFt
1,189
Lot
200x16x118x175.96x56.36
Year built
1962
Type
Single Family
Days on market
48
Garage
2
Heating
Oil, Other - See Remarks
Cooling
Ceiling Fan(s), Electric, Heat Pump
Foundation
Basement
Flooring
Linoleum, Wood

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,881/ month

Principal & interest
$1,610
Property tax (~0.90%)
$195
Homeowners insurance
$75
HOA dues

Down payment

$13,000 down · $247,000 financed

Income to qualify (28% rule)

~$80,618 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.